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Well its official winter is upon us. With holidays just around the corner and our heating bills rising it may seem impossible to save even a penny this winter. However, there are a few, quick and easy things to spend less during this winter.
It winter, its cold and its going to be like this for the next 3 months. It may seem tempting to crank up the heat in your place but that is going to cost you. So pull out all of your comfy blankets, put on an extra layer of clothes and wear socks or slippers. By doing this you will be able to stay a little warmer in your place without turning up the thermostat.
Finding the perfect Christmas gift for everyone on your list cannot only be challenging but it can also be costly. However you will be surprised of how thoughtful homemade gifts can be.
Some ideas that will be budget friendly are making a calendar or personal picture frame. There are many free sites online where you can upload your personal photos and put them into a calendar. This way your friends and family can enjoy their gift the whole year.
Also look around your place for objects to make picture frames. It can be something simple from Popsicle sticks to foil and cardboard. The main thing to keep in mind is just be creative.
Although this time of season and can hectic for many if you try to take a step back and think outside of the box and you will be surprised how much money is left in your wallet.